Our Opinion: Seeking help with hail damage

On Friday night, Jefferson City was hit with hail of up to 3 inches in diameter. The city's west side was particularly hammered.

What should you do if you were affected? The first thing to do, if you haven't already, is to survey the roof of your home to make sure water won't enter your home. City officials recommend using a tarp to cover damaged areas, if possible.

Second, review your insurance policy and call your insurance agent. Most insurance policies limit the time for filing, so time is of the essence.

Then, it's typically good to seek repair estimates. Getting a quote from a body shop (for your vehicle) or storm repair contractor for your home can help establish the repair cost for your insurance.

The Jefferson City building code does allow for two layers of roofing material, however; most will not give a warranty unless the damaged roof is removed down to the roof deck, according to a city news release. This allows for replacement of damaged deck and for new flashing to be placed along the edges and in valleys.

Have a licensed contractor perform needed roof work and give you a written manufacturer's warranty at the end of the project, the city advises.

Minor repairs do not require building permits for homes inside Jefferson City, but roof replacements do.

For vehicle damage, some dents caused by hail can be popped out and scratches can be repaired using paint that matches your vehicle. Contact your car dealer to see if they have a paint match.

If your car needs body or windshield repair, some local repair shops expanded their hours over the weekend or lowered their prices in response to Friday's damage. At least one switched to mobile-only installations due to coronavirus concerns.

A Friday night hail storm seems to add insult amid our national emergency. But taking quick action will mitigate further damage and financial losses.

News Tribune

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