Photo detail

This Dec. 11, 2012 photo provided by MGM Resorts International shows MGM Grand poker dealer Dar Reike holds her adopted dog, Alexia, next to her husband, Rick Reike. They adopted the dog, at a company adoption fair last year. However, they decided against getting pet insurance. Through MGM Resorts International, they could have gotten a major medical policy for $25 to $35 a month. With one dog, she would have also gotten a 5 percent discount.

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Employers offer pet insurance as employee perk

Melissa Yoakam jokingly calls her dog Shadow her "car payment" because she pays $250 a month for the 12-year-old's cancer treatments. She'd pay far less if she had pet insurance, but she didn't take advantage of it when Shadow was younger and when he got cancer it was too late.

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