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March 4, 2012
In this photo taken Feb. 10, 2012, Nathen and Melissa Cobb pose for a photo with their two children Joshua, 3, and Savannah, 7 months, at their home in Riverton, Ill. The Cobbs tried to refinance their home last year and didn't qualify for the loan because of medical bills that had been sent to a collection agency. They were surprised because the bills had been paid. They now know that the collection action can stay on their credit report for seven years.
Stories this photo appears in:
How to check your credit for medical debt snags
When a debt collector goes after you for a late medical bill, your credit can suffer — even if you quickly pay up.
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