Photo detail

In this Nov. 3, 2011 photo, Denny Johnston poses for a photo at his home in Olympia, Wash. When Johnston retired from the Washington state corrections system, he was able to convert $15,000 of unused sick time into a tax-free account to pay health-care expenses.

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Denny Johnston received more than a pension and a handshake when he retired from the Washington state corrections system in 2009. Because he used only a quarter of his sick days over a three-decade-long career, he was able to convert $15,000 of unused sick time into a tax-free account to pay health care expenses.

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