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Mike Vanatta sits in the sunroom of his Vero Beach, Fla., home working on one of his blogs. Vanatta, 61, was laid off last January from his $100,000-a-year job as a sales executive for a turf company. And with savings of just $5,000, he's on a budget for the first time. In April, he will start taking Social Security at age 62.

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Baby boomers near 65 with retirements in jeopardy

Through a combination of procrastination and bad timing, many baby boomers are facing a personal finance disaster just as they’re hoping to retire.

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