Insurance pool lowering premiums

Insurance Director John Huff announced that Missouri’s newest high-risk insurance pool is dropping its premiums by 25 percent.

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The Missouri Health Insurance Pool (MHIP), a nonprofit organization, has been operating the federally funded pool since July and will be offering the new rates effective Feb. 1.

The pool guarantees health coverage for Missourians with pre-existing medical conditions, many of whom are unable to buy a policy from private insurance companies and is funded by an $81 million federal grant, which helps reduce costs for policyholders.

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